What is a PRSA?
It is a Personal Retirement Savings Account and one of the “family” of pension products available.
PRSA’s qualify for tax relief as do all other pension plans and are available to employees and self -employed to help plan for income post retirement.
Need to Talk about PRSA’s…
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PRSA’s Selection - Two Choices Available.
- Standard PRSA’s limited investment choices.
- Non-Standard PRSA’s wider investment choices.
Understanding PRSA’s and investment choices is part of our financial planning process when the OMAC Life Team advise on all pensions and retirement planning.
Who Should Have A PRSA?
This depends on a number of factors, including:
Any current personal pension planning
Membership of any existing approved pension scheme
Current employment status
Attitude to risk
All of these factors would need careful consideration before any recommendation or decision
Please contact us for more information and advice if you need any assistance.
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